Mini TCPA Laws by State (2026)

Published November 6, 2026 · Updated November 6, 2026 · 30 min read · 50 states + DC

Does following the federal TCPA cover your calls and texts in every state?

Short answer: no. In many jurisdictions, state TCPA laws add consent, timing, DNC or private-lawsuit rules. Start with the 10 priority states below, then open any of the other 40 states or DC. A risk tag is editorial triage, not legal clearance. General information, not legal advice.

Highest-risk states: 10 priority reviews

10 priority states · Editorial review list, not a quantitative national ranking. Other strict state rules appear below. Scroll sideways for all columns.
State	Law / citation	Consent / coverage	Calling hours*	Frequency cap	Private action / damages
Florida	FTSA, § 501.059; § 501.616	Calls, texts, voicemail. Written consent for unsolicited sales calls using automated selection and dialing or a recorded message.	8 am–8 pm for covered commercial solicitation phone calls.	3 in 24 hours, same subject, under § 501.616.	FTSA: actual damages or $500, whichever is greater; up to 3× for knowing/willful violations. Text claims have a STOP/15-day pre-suit condition.
Oklahoma	Telephone Solicitation Act, 15 O.S. §§ 775C.1–.6	Written consent for covered sales calls using automated selection or dialing or a recorded message; consent language includes texts and voicemail. Broad exemptions.	8 am–8 pm for covered commercial solicitation phone calls.	3 in 24 hours, same subject.	$500 or actual damages, whichever is greater; up to 3× for knowing/willful violations.
Maryland	Stop the Spam Calls Act, Com. Law §§ 14-4501–4503	Written consent for covered solicitations using automated selection or dialing or a recorded message; consent provisions address calls, texts and voicemail.	8 am–8 pm.	3 in 24 hours, same subject.	Private action under § 13-408: up to $500 or actual damages, whichever is greater; up to 3× for knowing/willful violations.
Texas	Bus. & Com. Code chs. 301–305; SB 140	Registration, DNC and solicitation rules. SB 140 expanded ch. 302 to text/graphic messages and images. Consent-based SMS registration guidance matters.	Covered residential calls: after 9 am–before 9 pm Mon–Sat; after noon–before 9 pm Sunday (ch. 301).	No numeric cap in cited provisions.	Private remedies vary. § 305.053: $500 or actual damages; enhancement for knowing/intentional violations. SB 140 adds DTPA remedies for chs. 304–305.
Connecticut	Telemarketing law, §§ 42-284, 42-288a	Written-consent rule for covered telephonic sales calls, including text/media messages; not limited to a federal-style autodialer. Definition has important exclusions.	9 am–8 pm for covered sales calls.	No numeric cap in § 42-288a; stop-call and removal duties apply.	CUTPA claims require ascertainable loss. Actual damages, with possible punitive damages and attorney fees; not an automatic $500 per call.
Washington	RCW 80.36.390; CEMA, ch. 19.190	Voice-call identification, DNC and opt-out rules. Commercial texts generally require clear, affirmative advance consent; limited carrier exception.	Voice solicitations: 8 am–8 pm. CEMA has no separate texting-hours window.	No numeric cap in cited provisions.	Repeated voice-rule violations: at least $1,000 each. CEMA texts: $100 or actual damages via CPA for suits begun on/after June 11, 2026.
Virginia	Telephone Privacy Protection Act, §§ 59.1-510–518.01	Solicitation rules cover calls and texts, including DNC, identification and opt-outs; not a separate autodialer-consent statute.	8 am–9 pm; statute has a prior-consent exception.	No numeric cap in cited Act.	$500 first violation; $1,000 second; $5,000 each later violation. Willful first/second violations can reach $5,000; possible fees/costs.
New Jersey	N.J.S.A. §§ 56:8-128, -130; § 56:8-19	DNC and identification rules; restriction on unsolicited sales calls to mobile devices, with a narrow carrier exception. Do not assume a blanket SMS rule from these provisions.	8 am–9 pm for unsolicited sales calls.	No numeric cap in cited provisions.	Consumer Fraud Act claim requires ascertainable loss; treble damages and fees if proved. No automatic per-call award in these sections.
Georgia	O.C.G.A. § 46-5-27	Voice solicitations: DNC, identification and caller-ID rules. The cited definition is voice communication, not a blanket text-message law.	No window in § 46-5-27; federal and other applicable rules still apply.	No numeric cap in § 46-5-27.	More than one violating solicitation in 12 months by/on behalf of the same entity: actual loss or up to $1,000 each, whichever is greater, plus fees/costs; class-action rule differs.
Michigan	Home Solicitation Sales Act, §§ 445.111a, .111c; § 750.540e	Recorded-message solicitation restriction, federal DNC list adoption and internal opt-outs. Not a general written-consent rule for all calls/texts.	Criminal curfew: unsolicited commercial calls received 9 pm–9 am; malicious-use/intent elements apply.	No numeric cap in cited sales-act provisions.	Under § 445.111c, a person suffering loss may recover actual damages or $250, whichever is greater, plus reasonable attorney fees.

Dark purple graphic that says One campaign. Different rules, beside a phone checklist for consent, local time, and DNC

*Recipient-local time unless stated otherwise. Scroll sideways on small screens. “No numeric cap” means none in the cited provisions—not permission for unlimited attempts. Voice-call windows and caps should not automatically be treated as identical SMS rules.

Coverage: all 50 states and DC. “Mini TCPA” is an informal label for different telemarketing laws, not one uniform statute. Exemptions, channel and court decisions can change the result; this reference is not a 51-jurisdiction clearance. Sources checked November 6, 2026.

All other states

40 states + DC, A–Z. Strict flags a notable consent, time, cap or private-damages rule; Moderate flags additional state duties; Mostly federal is not an exemption. Tags are not a legal-risk ranking. “Not confirmed — check counsel” means this review did not verify that field—not that no restriction exists.

Hours and caps apply only to the channels and campaigns described. “No numeric cap” is limited to the cited provisions, not a promise of unlimited attempts. State DNC entries distinguish separate lists from federal/combined programs; seller-specific opt-outs still matter. The federal 8 am–9 pm solicitation window is a baseline, not a guarantee every call or text is allowed.

AlabamaStrict

Key law: Ala. Code chs. 8-19A, 8-19C; PSC Rule 770-X-5-.17
Consent / autodialer: Licensing, identification and DNC rules; automated calls have additional operating requirements.
Calling hours: PSC rule: 8 am–8 pm on allowed days; no Sundays or holidays.
Frequency cap: No daily cap verified. Not confirmed — check counsel.
State DNC list: No separate list—Alabama uses the national registry.
Private action / damages: Qualifying repeated, knowing DNC/caller-ID violations: actual loss or up to $2,000; more than one call in 12 months required.
Texts covered?: Not confirmed — check counsel.

Sources: admincode.legislature.state.al.us [1] · law.justia.com [2] · law.justia.com [3] · psc.alabama.gov [4] · alfainternational.com [5] · admincode.legislature.state.al.us [6]

AlaskaStrict

Key law: AS 45.50.475; AS 45.63
Consent / autodialer: Automated/recorded advertising or solicitation calls are prohibited by § 45.50.475; review statutory scope and exemptions.
Calling hours: Federal 8 am–9 pm baseline; a separate state window is Not confirmed — check counsel.
Frequency cap: No numeric limit stated in the cited provisions; opt-outs and harassment rules still apply.
State DNC list: No separate registry identified by the Department of Law; national registry protections apply.
Private action / damages: State UTPA remedies may apply; precise damages and standing for this campaign are Not confirmed — check counsel.
Texts covered?: Not confirmed — check counsel.

Sources: akleg.gov [1] · law.alaska.gov [2]

ArizonaStrict

Key law: A.R.S. §§ 44-1278, 44-1279, 44-1282
Consent / autodialer: Unsolicited mobile sales-call restriction; residential prerecorded calls generally need prior express consent. Registration is separate.
Calling hours: Federal 8 am–9 pm baseline incorporated by § 44-1278(B)(6).
Frequency cap: No numeric limit stated in the cited provisions; opt-outs and harassment rules still apply.
State DNC list: No separate list in § 44-1282; it uses the national registry.
Private action / damages: § 44-1279 lets buyers rescind an unregistered seller’s sale and recover payments, financial damages and reasonable fees/costs.
Texts covered?: Yes—§ 44-1282 expressly includes texts for national-DNC restrictions.

Sources: azleg.gov [1] · azleg.gov [2] · azleg.gov [3]

ArkansasModerate

Key law: Ark. Code §§ 5-63-204; 4-88-603, -606; 4-99-201 et seq.
Consent / autodialer: Automated selection-and-dialing plus recorded sales messages are restricted by § 5-63-204; disclosure, DNC and text opt-outs also matter.
Calling hours: Federal 8 am–9 pm baseline; a stricter state window is Not confirmed — check counsel.
Frequency cap: No per-recipient numeric cap verified. Not confirmed — check counsel.
State DNC list: No separate subscription—Arkansas merged its list with the federal registry.
Private action / damages: For covered unlawful commercial texts, actual damages or the lesser of $10 per text / $25,000 per day, plus prevailing-recipient fees.
Texts covered?: Yes—commercial-text rules in §§ 4-88-603 and -606.

Sources: arkansasag.gov [1] · law.justia.com [2] · law.justia.com [3] · alfainternational.com [4] · law.justia.com [5] · law.justia.com [6]

CaliforniaStrict

Key law: Pub. Util. Code §§ 2872, 2874; Bus. & Prof. Code § 17538.41
Consent / autodialer: ADAD prerecorded calls generally require a live natural-voice announcement and consent; artificial-voice disclosure applies. Exemptions matter.
Calling hours: ADAD calls: 9 am–9 pm California time under § 2872; other calls also face federal limits.
Frequency cap: No numeric cap stated in these sections.
State DNC list: No separate list—California adopts the federal registry.
Private action / damages: No automatic private per-text award stated in § 17538.41; other private remedies are Not confirmed — check counsel.
Texts covered?: Yes—§ 17538.41 restricts text advertisements, with carrier, relationship and affiliate exceptions.

Sources: leginfo.legislature.ca.gov [1] · leginfo.legislature.ca.gov [2] · leginfo.legislature.ca.gov [3] · leginfo.legislature.ca.gov [4]

ColoradoModerate

Key law: C.R.S. §§ 6-1-903–906; 6-1-113
Consent / autodialer: State no-call screening and registration, plus caller-ID duties; federal technology-based consent rules still apply.
Calling hours: Federal 8 am–9 pm baseline; a separate state window is Not confirmed — check counsel.
Frequency cap: No numeric cap stated in § 6-1-904.
State DNC list: Yes—Colorado maintains its own no-call list.
Private action / damages: Qualifying individual claims: greater of actual damages or $500; bad-faith conduct can support 3× actual damages, plus costs/fees. Class rules differ.
Texts covered?: Yes—the solicitation definition includes texts.

Sources: colorado.public.law [1] · law.justia.com [2] · coloradonocall.com [3] · colorado.public.law [4]

DelawareModerate

Key law: 6 Del. C. ch. 25A
Consent / autodialer: Registration, disclosures, recordkeeping and a 10-year seller-specific stop-contact duty; not a blanket written-consent statute.
Calling hours: No hours window stated in ch. 25A; federal 8 am–9 pm restrictions still apply.
Frequency cap: No numeric limit stated in the cited provisions; opt-outs and harassment rules still apply.
State DNC list: No separate state list; use the federal registry.
Private action / damages: Customer loss or harm can support actual/punitive damages, attorney fees, costs and equitable relief under § 2508A.
Texts covered?: Standalone SMS coverage is Not confirmed — check counsel.

Sources: delcode.delaware.gov [1] · attorneygeneral.delaware.gov [2]

District of ColumbiaStrict

Key law: D.C. Code §§ 34-1701; 22-3226.08, .11
Consent / autodialer: Prerecorded automated sales solicitation is prohibited, with narrow government and preexisting-purchase exceptions.
Calling hours: Residential telemarketing: 8 am–9 pm local time under § 22-3226.08.
Frequency cap: No numeric cap in the cited sections; harassment and internal opt-outs remain restricted.
State DNC list: No separate list identified in OAG guidance; national registry applies.
Private action / damages: Injured consumers may seek actual/punitive damages and reasonable fees for covered telemarketing violations; § 34-1701’s fines are public penalties.
Texts covered?: Not confirmed — check counsel.

Sources: code.dccouncil.gov [1] · code.dccouncil.gov [2] · code.dccouncil.gov [3] · oag.dc.gov [4]

HawaiiModerate

Key law: HRS ch. 481P, especially §§ 481P-2, -3
Consent / autodialer: Deceptive/abusive telemarketing and seller-specific opt-outs are regulated. No blanket written-consent claim is made here.
Calling hours: Residential calls: 8 am–9 pm local time.
Frequency cap: No daily numeric cap in § 481P-3; more than 10 rings and repeated harassing conduct are prohibited.
State DNC list: No separate list identified in DCCA guidance; use the national registry.
Private action / damages: Campaign-specific private remedies are Not confirmed — check counsel.
Texts covered?: Not confirmed — check counsel.

Sources: capitol.hawaii.gov [1] · capitol.hawaii.gov [2] · capitol.hawaii.gov [3] · cca.hawaii.gov [4]

IdahoModerate

Key law: Idaho Code §§ 48-1001 et seq.; 48-608
Consent / autodialer: Registration and DNC restrictions under the Telephone Solicitation Act; federal consent rules remain relevant.
Calling hours: No time-of-day restriction in the state Act according to the cited legal compendium; federal 8 am–9 pm baseline applies.
Frequency cap: No numeric cap verified. Not confirmed — check counsel.
State DNC list: The statute permits use of the national registry as Idaho’s list; separate-list operation is Not confirmed — check counsel.
Private action / damages: Consumer Protection Act relief generally requires a qualifying purchase/lease and ascertainable loss; actual damages or $1,000, whichever is greater.
Texts covered?: Not confirmed — check counsel.

Sources: legislature.idaho.gov [1] · legislature.idaho.gov [2] · law.justia.com [3] · alfainternational.com [4]

IllinoisStrict

Key law: 815 ILCS 413/15, /25; 815 ILCS 305/30
Consent / autodialer: Live operators must ask consent to continue; prerecorded autodialed messages face a separate consent rule.
Calling hours: Live sales calls: 8 am–9 pm; covered autodialers: 9 am–9 pm.
Frequency cap: No numeric cap in the cited operating provisions.
State DNC list: Whether a separate state list must be obtained is Not confirmed — check counsel.
Private action / damages: Live-call Act: injured customers may recover 3× actual damages plus fees/costs. ADAD Act § 305/30 also allows $500 statutory damages per violation.
Texts covered?: Coverage under these voice-call provisions is Not confirmed — check counsel.

Sources: ilga.gov [1] · ilga.gov [2] · ilga.gov [3] · alfainternational.com [4] · ilga.gov [5]

IndianaStrict

Key law: IC 24-4.7; IC 24-5-14
Consent / autodialer: ADAD messages generally require subscriber consent or a live operator obtaining consent; separate state-DNC restrictions also apply.
Calling hours: ADAD commercial solicitations: 9 am–8 pm. Other calls/texts: state-specific window is Not confirmed — check counsel.
Frequency cap: No numeric cap verified. Not confirmed — check counsel.
State DNC list: Yes—Indiana maintains a state no-call list.
Private action / damages: No private damages right confirmed under these two chapters. Not confirmed — check counsel.
Texts covered?: Yes—IC 24-4.7 sales-call definition includes texts; do not automatically apply the voice-ADAD window to SMS.

Sources: iga.in.gov [1] · iga.in.gov [2] · in.gov [3]

IowaMostly federal

Key law: Iowa Code §§ 714.16; 714H.5
Consent / autodialer: The cited legal compendium reports no dedicated Iowa TCPA; federal consent rules and general consumer-fraud law remain relevant.
Calling hours: Federal 8 am–9 pm baseline. An additional Iowa window is Not confirmed — check counsel.
Frequency cap: State-specific numeric cap: Not confirmed — check counsel.
State DNC list: National registry is the agency’s registration route; a separate Iowa list is Not confirmed — check counsel.
Private action / damages: General consumer-fraud claims require ascertainable loss; this is not an automatic per-call state award.
Texts covered?: Federal texting rules apply; a separate Iowa SMS-specific rule is Not confirmed — check counsel.

Sources: legis.iowa.gov [1] · alfainternational.com [2] · iowaattorneygeneral.gov [3]

KansasModerate

Key law: K.S.A. 50-670, 50-670a; 50-634
Consent / autodialer: Immediate identification, prompt stop after a negative response, DNC screening and seller-specific opt-outs; not universal written consent.
Calling hours: No separate time window stated in §§ 50-670 / -670a; federal 8 am–9 pm rules still apply.
Frequency cap: No numeric limit stated in the cited provisions; opt-outs and harassment rules still apply.
State DNC list: No separate list—national registry is designated as Kansas’s no-call list.
Private action / damages: Aggrieved consumers can seek Consumer Protection Act relief; damages or the statutory civil penalty, whichever is greater, subject to claim/class rules.
Texts covered?: Not confirmed — check counsel.

Sources: kslegislature.gov [1] · kslegislature.gov [2] · kslegislature.gov [3]

KentuckyStrict

Key law: KRS 367.46951–.46999; 367.461, .463
Consent / autodialer: Covered prerecorded residential solicitations require prior express consent; automated equipment has separate consent/operation rules.
Calling hours: Residential solicitations: 10 am–9 pm. Automated equipment has a separate 8 am–9 pm rule; apply all relevant restrictions.
Frequency cap: No daily numeric cap verified. Not confirmed — check counsel.
State DNC list: No separate list—statutory “zero call list” uses the national registry.
Private action / damages: An automatic private damages right for hours/DNC violations is Not confirmed — check counsel.
Texts covered?: Not confirmed — check counsel.

Sources: apps.legislature.ky.gov [1] · law.justia.com [2] · alfainternational.com [3]

LouisianaStrict

Key law: La. R.S. 45:844.11 et seq.; LPSC DNC General Order
Consent / autodialer: State-DNC rules and ADAD consent requirements; review exemptions and separate federal consent duties.
Calling hours: 8 am–8 pm local time, Monday–Saturday; no Sundays/legal holidays under the General Order.
Frequency cap: No per-recipient numeric cap verified. Not confirmed — check counsel.
State DNC list: Yes—Louisiana’s DNC program operates alongside national-registry requirements.
Private action / damages: State program is publicly enforced; a separate private damages claim is Not confirmed — check counsel.
Texts covered?: The order uses broad voice/data language, but specific state-law SMS application is Not confirmed — check counsel.

Sources: lpsc.louisiana.gov [1] · lpsc.louisiana.gov [2]

MaineStrict

Key law: 10 M.R.S. § 1498
Consent / autodialer: Automated/artificial/prerecorded solicitation restrictions include residential and mobile numbers; written-consent and other exceptions matter.
Calling hours: Where § 1498(3) applies: weekdays 9 am–5 pm, Maine time. Other campaigns: Not confirmed — check counsel.
Frequency cap: Where § 1498(3) applies: no more than one completed solicitation per number in 8 hours.
State DNC list: A separate state list is Not confirmed — check counsel. National DNC rules still apply.
Private action / damages: Violation is an unfair trade practice; a private claim’s loss requirements and damages are Not confirmed — check counsel.
Texts covered?: Not confirmed — check counsel.

Sources: legislature.maine.gov [1] · maine.gov [2]

MassachusettsStrict

Key law: Mass. G.L. c. 159C, §§ 3, 8
Consent / autodialer: State DNC, identification and seller-specific opt-outs; not a universal written-consent requirement for all live calls.
Calling hours: Unsolicited sales calls: 8 am–8 pm local time.
Frequency cap: No numeric cap stated in the cited sections; repeated unlawful calls can trigger a claim.
State DNC list: Yes—Massachusetts no-call protections/list must be checked alongside federal requirements.
Private action / damages: More than one violating call from the same entity in 12 months: actual loss or up to $5,000 for a knowing violation; prevailing-party fees/costs.
Texts covered?: A 2025 federal decision read ch. 159C as audio-only; broader state SMS coverage is Not confirmed — check counsel.

Sources: malegislature.gov [1] · malegislature.gov [2] · lexology.com [3]

MinnesotaStrict

Key law: Minn. Stat. §§ 325E.27, .30, .31
Consent / autodialer: ADAD messages need subscriber authorization or a live operator’s consent request, with statutory exceptions.
Calling hours: Covered ADAD calls and commercial telephone solicitations: 9 am–9 pm.
Frequency cap: No numeric cap in these sections.
State DNC list: No separate state list—agency guidance uses the national registry.
Private action / damages: § 325E.31 incorporates § 8.31 remedies, including private damages; no automatic per-call amount stated here.
Texts covered?: Coverage under these ADAD/voice provisions is Not confirmed — check counsel.

Sources: revisor.mn.gov [1] · revisor.mn.gov [2] · revisor.mn.gov [3] · ag.state.mn.us [4]

MississippiStrict

Key law: Miss. Code §§ 77-3-705, -707, -723
Consent / autodialer: Recorded automated solicitation is restricted; § 77-3-723 has a narrow existing-relationship/new-product exception.
Calling hours: 8 am–8 pm Central Standard Time, as the statute says; no Sundays. Confirm daylight-saving treatment.
Frequency cap: No numeric cap stated in § 77-3-723.
State DNC list: No new separate subscription: national list since July 2023; protected legacy state numbers remain relevant.
Private action / damages: A state private damages right is Not confirmed — check counsel. Do not present public fines as consumer recovery.
Texts covered?: Yes—state telephone-solicitation provisions include texts.

Sources: law.justia.com [1] · law.justia.com [2] · nocallportal.ago.ms.gov [3] · law.justia.com [4]

MissouriStrict

Key law: Mo. Rev. Stat. §§ 407.1076; 407.1095–.1107
Consent / autodialer: State-DNC, identification and internal opt-outs; exemptions apply. Federal technology-based consent rules remain separate.
Calling hours: Residential telemarketing: 8 am–9 pm local time.
Frequency cap: No numeric cap verified. Not confirmed — check counsel.
State DNC list: Yes—Missouri operates a state no-call list.
Private action / damages: More than one covered violation by/on behalf of the same entity in 12 months: actual loss or up to $5,000 per knowing violation.
Texts covered?: Yes—§ 407.1095 includes SMS/MMS in the DNC definition.

Sources: ago.mo.gov [1] · revisor.mo.gov [2] · revisor.mo.gov [3]

MontanaStrict

Key law: MCA §§ 45-8-216; 30-14-1412
Consent / autodialer: Automated recorded sales messages are restricted; live-operator permission and specific informational/relationship exceptions apply.
Calling hours: Residential telemarketing: 8 am–9 pm local time.
Frequency cap: No numeric cap in § 30-14-1412; repeated annoying, abusive or harassing conduct is prohibited.
State DNC list: A separate state registry is Not confirmed — check counsel.
Private action / damages: § 45-8-216 states public fines; other private damages rights are Not confirmed — check counsel.
Texts covered?: Not confirmed — check counsel.

Sources: mca.legmt.gov [1] · mca.legmt.gov [2] · dojmt.gov [3]

NebraskaModerate

Key law: Neb. Rev. Stat. §§ 86-236–257; 291 NAC ch. 11, § 003
Consent / autodialer: ADAD permits/operating restrictions and company-specific DNC duties; emergency/mobile lines receive special protection.
Calling hours: Residential ADAD calls: 8 am–9 pm Mon–Sat; 1 pm–9 pm Sundays/legal holidays, local time.
Frequency cap: No daily numeric cap in the cited rule; individual ADAD messages are limited to 2 minutes.
State DNC list: No separate list identified by AG guidance; national registry plus company-specific suppression applies.
Private action / damages: A private damages remedy under the ADAD Act is Not confirmed — check counsel.
Texts covered?: Not confirmed — check counsel.

Sources: nebraskalegislature.gov [1] · law.cornell.edu [2] · nebraskalegislature.gov [3] · protectthegoodlife.nebraska.gov [4]

NevadaStrict

Key law: NRS 598.0918; NRS 228.500–.640
Consent / autodialer: DNC, identity and anti-harassment requirements; prerecorded-call and registration questions need campaign-specific review.
Calling hours: Solicitations received at a residence: 9 am–8 pm, using the statute’s Nevada-time wording.
Frequency cap: No numeric cap in § 598.0918; harassing repeated communications are restricted.
State DNC list: National list is used for Nevada DNC protection; separate-list subscription is Not confirmed — check counsel.
Private action / damages: Exact private standing/damages for this campaign are Not confirmed — check counsel.
Texts covered?: Yes—§ 598.0918 expressly includes text-message solicitation.

Sources: law.justia.com [1] · leg.state.nv.us [2]

New HampshireStrict

Key law: RSA 359-E:7–:11
Consent / autodialer: State DNC restrictions incorporate the federal TSR for covered in-state calls; federal consent rules remain relevant.
Calling hours: Federal TSR 8 am–9 pm local-time rule applies through RSA 359-E:8 where required.
Frequency cap: No numeric cap in the cited DNC/remedies sections.
State DNC list: No separate subscription—DOJ directs registration through the national list.
Private action / damages: Injured persons: actual damages or $1,000, whichever is greater; 2–3× for knowing/willful violations, plus prevailing-plaintiff fees/costs.
Texts covered?: Not confirmed — check counsel.

Sources: gc.nh.gov [1] · gc.nh.gov [2] · gc.nh.gov [3] · doj.nh.gov [4]

New MexicoStrict

Key law: N.M. Stat. §§ 57-12-22; 57-12-10
Consent / autodialer: Automated prerecorded sales solicitations require an established business relationship and consent to hear the message.
Calling hours: Covered solicitations must not be received before 9 am or after 9 pm.
Frequency cap: No numeric cap in § 57-12-22.
State DNC list: No separate list in the cited law; national registry protection applies.
Private action / damages: Qualifying UPA claims: actual damages or $100; knowing/willful enhancement and attorney-fee rules apply.
Texts covered?: Statutory definition says voice/fax; SMS application is Not confirmed — check counsel.

Sources: law.justia.com [1] · law.justia.com [2]

New YorkStrict

Key law: GBL §§ 399-z, 399-p
Consent / autodialer: Covered prerecorded sales messages require a signed written agreement under § 399-z(6); DNC, disclosures and opt-outs also apply.
Calling hours: 8 am–9 pm at the customer’s location unless express consent permits otherwise.
Frequency cap: No numeric cap in § 399-z; repeat-call thresholds define scope, not an allowance to ignore opt-outs.
State DNC list: No separate subscription—New York uses the national registry.
Private action / damages: § 399-p has limited private damages for qualifying violations; § 399-z’s state enforcement penalties are not automatic private awards.
Texts covered?: Yes—§ 399-z includes electronic messaging/text solicitations.

Sources: law.justia.com [1] · nysenate.gov [2] · dos.ny.gov [3]

North CarolinaStrict

Key law: N.C. G.S. §§ 75-101–105
Consent / autodialer: DNC and internal opt-outs; unsolicited prerecorded sales calls require an applicable exception or live-operator approval.
Calling hours: 8 am–9 pm for covered solicitations.
Frequency cap: No numeric cap in Article 4; the small-caller DNC exemption is not a universal call allowance.
State DNC list: No separate operating list required while the federal registry operates; state law adopts it.
Private action / damages: $500 first violation, $1,000 second, $5,000 third/later within 2 years; statutory mistake defenses and fee conditions apply.
Texts covered?: Yes—definitions expressly include voice or text.

Sources: ncleg.net [1]

North DakotaStrict

Key law: N.D.C.C. ch. 51-28
Consent / autodialer: Prerecorded/synthesized messages require authorization or a live operator obtaining consent, with relationship/public-safety exceptions.
Calling hours: 8 am–9 pm at the subscriber’s location.
Frequency cap: No numeric per-recipient limit stated in ch. 51-28.
State DNC list: Combined registration: national sign-up adds the number to North Dakota’s list; no separate consumer sign-up.
Private action / damages: § 51-28-11: actual damages or up to $2,000 per violation, whichever is greater; costs/fees may be available.
Texts covered?: Yes—chapter definitions include text/electronic communication.

Sources: ndlegis.gov [1] · attorneygeneral.nd.gov [2] · law.justia.com [3]

OhioModerate

Key law: Ohio Rev. Code ch. 4719, especially § 4719.15
Consent / autodialer: Telephone-solicitor registration and sales-conduct duties; federal autodialer/prerecorded consent requirements still apply.
Calling hours: Federal 8 am–9 pm baseline; a separate Ohio window is Not confirmed — check counsel.
Frequency cap: No per-recipient numeric cap verified. Not confirmed — check counsel.
State DNC list: No separate Ohio registry identified by AG guidance; national registry applies.
Private action / damages: Injured purchasers may recover at least the amount paid, plus reasonable fees/costs; knowing violations can support punitive damages.
Texts covered?: Ch. 4719 SMS application is Not confirmed — check counsel.

Sources: law.justia.com [1] · ohioattorneygeneral.gov [2]

OregonStrict

Key law: ORS 646.561–.563; 646.569; 646.638
Consent / autodialer: State stop-contact, DNC, identity and registration rules; hours/cap exception for an established business relationship is not a consent substitute under federal law.
Calling hours: 8 am–8 pm for covered solicitations; § 646.563 has an established-relationship exception.
Frequency cap: 3 separate solicitations per party in 24 hours, unless an established business relationship applies.
State DNC list: Federal registry may be designated instead of a state list; current separate-list operation is Not confirmed — check counsel.
Private action / damages: Qualifying willful UTPA violations causing ascertainable loss: actual damages or $200, whichever is greater; possible punitive damages/fees.
Texts covered?: Yes—§ 646.561 expressly includes texts following HB 3865, effective January 1, 2026.

Sources: oregonlegislature.gov [1] · olis.oregonlegislature.gov [2]

PennsylvaniaStrict

Key law: Telemarketer Registration Act; 2026 Act 47
Consent / autodialer: Written consent for covered robocalls unless exempt; expanded consent/opt-out requirements took effect October 18, 2026.
Calling hours: 9 am–7 pm; no Sundays or legal holidays for covered solicitations.
Frequency cap: No numeric cap verified. Not confirmed — check counsel.
State DNC list: Yes—Pennsylvania DNC requirements apply alongside the national registry.
Private action / damages: Act 47 creates no new standalone per-communication award; qualifying consumer-protection claims can still be available.
Texts covered?: Yes—Act 47 expressly includes texts, voicemail and ringless voicemail.

Sources: legis.state.pa.us [1] · bubecklaw.com [2] · attorneygeneral.gov [3]

Rhode IslandStrict

Key law: R.I. Gen. Laws §§ 5-61-2, -3.5, -3.6
Consent / autodialer: Text advertisements are restricted, with carrier/relationship/affiliate exceptions; internal DNC procedures are required.
Calling hours: Mon–Fri 9 am–6 pm; Sat 10 am–5 pm; no Sundays or specified holidays.
Frequency cap: No numeric cap in the cited provisions.
State DNC list: No separate state list identified in agency guidance; national registry and internal suppression apply.
Private action / damages: The cited operating sections state criminal fines, not a private award. Other private remedies are Not confirmed — check counsel.
Texts covered?: Yes—§ 5-61-3.5 expressly regulates text advertisements.

Sources: webserver.rilegislature.gov [1] · webserver.rilegislature.gov [2] · webserver.rilegislature.gov [3] · ri.gov [4]

South CarolinaStrict

Key law: S.C. Code §§ 37-21-10–100
Consent / autodialer: DNC, seller-specific stop requests and caller-ID duties; consent/relationship exceptions have provision-specific scope.
Calling hours: 8 am–9 pm local time, unless prior written consent permits otherwise.
Frequency cap: No numeric cap stated in ch. 21.
State DNC list: No separate registry in ch. 21; it adopts the national list.
Private action / damages: Actual losses plus $1,000 per violation; court may increase for willfulness to up to $5,000 per violation, with possible fees/costs.
Texts covered?: Yes—telephone solicitation expressly includes text/media messages.

Sources: scstatehouse.gov [1]

South DakotaStrict

Key law: SDCL ch. 37-30A, especially §§ 1, 3, 14
Consent / autodialer: Disclosure, anti-harassment and caller-ID duties for covered solicitations; federal consent requirements remain separate.
Calling hours: Unsolicited communications to a residence: 9 am–9 pm; no Sundays.
Frequency cap: No numeric cap in § 37-30A-3; harassment is prohibited.
State DNC list: A separately obtained state DNC list is Not confirmed — check counsel.
Private action / damages: Willful ch. 37-30A violation: twice actual damages or $500, whichever is greater, plus costs and reasonable attorney fees.
Texts covered?: Yes—the definition includes text messages.

Sources: sdlegislature.gov [1] · sdlegislature.gov [2] · consumer.sd.gov [3] · law.justia.com [4]

TennesseeStrict

Key law: Tenn. Code §§ 65-4-401–411; Rule 1220-04-11-.02
Consent / autodialer: State DNC/DNT, identification and company-specific opt-out duties; additional federal technology-based consent rules apply.
Calling hours: Residential calls/texts: 8 am–9 pm local time unless prior express permission permits otherwise.
Frequency cap: 2026 § 65-4-411 caps covered automated prerecorded solicitations at 10,000/month statewide—not per recipient; reporting duties also apply.
State DNC list: Yes—Tennessee maintains its DNC/DNT program.
Private action / damages: A private damages remedy for this state program/cap is Not confirmed — check counsel. Public enforcement fines are not private awards.
Texts covered?: Yes—state DNC/DNT and hours rules expressly include texts.

Sources: law.cornell.edu [1] · tn.gov [2] · law.justia.com [3] · wapp.capitol.tn.gov [4] · publications.tnsosfiles.com [5]

UtahStrict

Key law: Utah Code ch. 13-25a; ch. 13-26
Consent / autodialer: ADAD, disclosure and opt-out rules; prior express consent is required for otherwise prohibited times/days, subject to statutory scope.
Calling hours: 8 am–9 pm; Sundays and legal holidays require prior express consent.
Frequency cap: No numeric per-recipient cap verified. Not confirmed — check counsel.
State DNC list: No separate subscription—§ 13-25a-108 adopts the national registry.
Private action / damages: Qualifying § 13-25a-107 claims allow $500 or actual loss, whichever is greater, plus costs/fees; trigger conditions vary by provision.
Texts covered?: Broader “message”/federal-law incorporation may matter; state SMS scope is Not confirmed — check counsel.

Sources: le.utah.gov [1] · le.utah.gov [2]

VermontStrict

Key law: 9 V.S.A. § 2464e
Consent / autodialer: Automated/prerecorded calls must comply with incorporated federal TCPA/telemarketing limits; state remedies are additional.
Calling hours: Federal time restrictions apply through incorporation; generally 8 am–9 pm for covered solicitations.
Frequency cap: No numeric cap in § 2464e.
State DNC list: A separate state registry is Not confirmed — check counsel.
Private action / damages: Greater of actual damages or $500 first violation / $1,000 each later violation; possible punitive damages and reasonable fees/costs.
Texts covered?: § 2464e says telephone calls; its specific SMS application is Not confirmed — check counsel.

Sources: legislature.vermont.gov [1] · legislature.vermont.gov [2]

West VirginiaStrict

Key law: W. Va. Code §§ 46A-6F-601, -701
Consent / autodialer: Telemarketing registration/conduct rules and seller-specific opt-outs; federal consent duties remain separate.
Calling hours: Residential telemarketing: 8 am–9 pm local time.
Frequency cap: No numeric cap in § 601; repeated annoying, abusive or harassing calls are prohibited.
State DNC list: A separate state registry is Not confirmed — check counsel.
Private action / damages: For § 601 violations: actual damages plus court-set $100–$3,000 penalty, subject to statutory conditions and possible inflation adjustment.
Texts covered?: Application of these voice-call provisions to SMS is Not confirmed — check counsel.

Sources: code.wvlegislature.gov [1] · code.wvlegislature.gov [2]

WisconsinStrict

Key law: Wis. Stat. § 100.52; ATCP 127
Consent / autodialer: Recorded sales calls generally need written permission; DNC and seller-specific opt-out duties also apply.
Calling hours: 8 am–9 pm; review any applicable consent exception.
Frequency cap: No numeric per-recipient cap verified. Not confirmed — check counsel.
State DNC list: No separate subscription—Wisconsin’s registry is FTC-managed; state protections still apply.
Private action / damages: State private damages require qualifying monetary loss; precise remedy for this campaign is Not confirmed — check counsel.
Texts covered?: Yes—agency guidance expressly includes calls and texts.

Sources: docs.legis.wisconsin.gov [1] · datcp.wi.gov [2] · datcp.wi.gov [3]

WyomingStrict

Key law: Wyo. Stat. §§ 40-12-301–305
Consent / autodialer: Automated sales-call restriction; limited live-message exceptions and a separate restriction on unsolicited calls to unpublished mobile numbers.
Calling hours: Unsolicited sales calls: 8 am–8 pm, recipient-local time.
Frequency cap: No numeric cap stated in Article 3; the low-volume definition exception is not a universal allowance.
State DNC list: State-specific list operation/current subscription requirements are Not confirmed — check counsel.
Private action / damages: Article 3 provides AG enforcement rather than an express private per-call award; other consumer claims require separate analysis.
Texts covered?: SMS coverage under Article 3 is Not confirmed — check counsel.

Sources: wyoleg.gov [1]

Differences that change a campaign

Florida is not the old 2021 rule. The 2023 amendment changed automated “selection or dialing” to “selection and dialing” and limited that consent provision to unsolicited calls. Do not paste Oklahoma’s wording into a Florida policy.
Florida’s text cure is narrow. Its FTSA damages action for texts generally requires a STOP reply and continued nonconsensual texts after 15 days. That is not permission to ignore opt-outs for 15 days under other laws.
The three-call limit is not “per calendar day.” Florida, Oklahoma and Maryland use 24 hours and the same subject matter or issue. Rotating the sending number does not reset the limit. Confirm how the relevant statute applies to your channel.
Maryland has an express damages provision. The 2024 amendment added up to $500 or actual damages, whichever is greater, with possible trebling. Older descriptions that mention only general consumer-protection enforcement miss this.
Texas SMS registration is not automatic. SB 140 took effect September 1, 2025. The Secretary of State currently says businesses texting with prior consumer consent do not need the ch. 302 registration statement. That guidance is not binding precedent or an exemption from DNC and opt-out rules. Review nonconsensual campaigns and statutory exemptions with counsel.
Virginia expressly applies operational rules to texts. Amendments effective January 1, 2026 clarify that scope. Text opt-outs using STOP or UNSUBSCRIBE must be honored for at least 10 years under the state Act.
Washington’s text damages changed in 2026. CEMA’s recipient amount is now $100 or actual damages, whichever is greater, for actions begun on or after June 11, 2026. That is separate from the at-least-$1,000 repeated-violation remedy for voice solicitations.

For message-specific consent and opt-outs, use the TCPA text message rules guide. For more on time windows, Sundays and holidays, see quiet hours by state.

Before a multistate send

Check	What to keep or do
Consent and exemptions	Save the exact disclosure, seller identity, number, signature or opt-in, timestamp and revocation history. Document any exemption; an existing customer is not a universal exception.
Location and timing	Use recipient information and more than an area code. Apply each relevant state’s hours, Sunday/holiday restrictions and any location presumptions. Hold uncertain records for review.
Attempt counts	Track the applicable 8-hour, rolling 24-hour or monthly window across vendors and numbers. Do not replace state-specific rules with one national “three per day” setting.
DNC and opt-outs	Check applicable federal/state DNC requirements and the seller’s suppression list. Sync opt-outs across calling and texting tools.
Registration and logs	Review registration/licensing separately from consent. Keep campaign records showing the checks, timing and numbers actually contacted.

SubscriberVerify’s location algorithm does not rely only on area code, which helps with routing a multistate list. It is not proof of a recipient’s real-time location or a legal jurisdiction determination. The Bulk Phone Validator helps check line type and deactivated numbers; DNC screening supports list suppression, and LitigatorVerify’s litigator check flags known-litigator matches for review. None establishes consent or guarantees compliance.

Use the TCPA compliance checklist for the wider process, or the pre-dial phone verification guide for list preparation.

Sources and scope

Sources: Florida, Oklahoma, Maryland, Texas, Connecticut, Washington, Virginia, New Jersey, Georgia, Michigan. Each state card links its own statutes and agency or legal commentary. For the priority table, see also Texas Secretary of State registration guidance, K&L Gates’ September 2026 analysis, and Washington’s current CEMA text and 2026 application note.

Damages are not interchangeable: some claims require loss, repeated violations or other conditions. Actual liability depends on the provision, facts, exemptions and current court decisions. All 50 states and DC are represented above, but this is not an inventory of every sector-specific law, registration duty, exemption or local rule.